Help someone transform their life
Billions of people live and work in economic distress with little to no savings.
~2B
✖ No savings
~1.5B
Enough for 1 month expenses
~1B
Good for 3+ months expenses
Our vision is a future where everyone can make ends meet and afford life.
Savings is one of the most reliable predictors of financial stability, yet saving is extremely difficult in today’s economy, marked by rising living costs, wage stagnation, inflation, and ubiquitous culture that encourages constant spending.
What We Do
We help people build their own safety net.
How We Work
We use a four step process that includes saving, matching, investing, and data analysis.
We invite low-income workers to save small amounts on a monthly basis.
1
We match worker savings similar to an employer retirement fund, but without a vesting schedule.
2
Participants learn about financial markets and make self-directed investments in large cap companies like Apple, Netflix, Nike, and McDonald’s. This allows savings to grow over time and introduces participants to long-term asset ownership.
3
We use a rigorous, data-driven model to track, analyze, and measure how small contributions grow into assets and lasting financial habits. We share insights with researchers, policymakers, and donors to enable more effective and scalable approaches to economic development and social impact.